It turns out that criminals are running ‘scam schools’ on the internet, teaching budding swindlers how to steal bank details and use them to splurge on major retailers’ goods.
Conmen sell detailed step-by-step guides — one named the ‘Fraud Bible’ — and individual online tutorials for as little as £25. They also charge between £1,000 and £10,000 for live training sessions.
<p dir=\"ltr\">This just speaks to the fact that cybercrime is now a business in its own right. See also, how it\’s now possible to buy \’off-the-peg\’ viruses and phishing campaigns in the shadier corners of the internet.</p>
<p dir=\"ltr\">Most of us have seen examples of this kind of scam recently. Unfortunately, they’re becoming ever more sophisticated and hard to distinguish from the real thing. However, there are things you can do to arm yourself against them. </p>
<p dir=\"ltr\">First, consider the behaviour of the sender. Does your bank or service provider usually contact you this way? To give an example, during the Royal Mail parcel scam last year, victims received SMS messages asking them to pay a fee for a package to be released. However, Royal Mail has never used this process for contacting customers, unless requested. So, if you feel at all unsure, check with your service provider.</p>
<p dir=\"ltr\">You also need to look out for the telltale signs. Often something will be subtly wrong with the scammer’s communication. For instance, spelling mistakes, an odd URL or a logo that doesn’t look quite right. Usually, other people will have been targeted by the same scam so, if in doubt, Google it! </p>
<p dir=\"ltr\">Finally, if the worst does happen and you fear you’ve been successfully scammed, get in touch with your bank immediately. Most banks will cover customers against financial fraud.</p>